Sedation dentistry is a common request from patients who struggle with visiting the dentist’s office. There are many reasons it is included in various procedures, but if you are considering it for an upcoming root canal or tooth extraction, you may begin to wonder if it’s covered by dental insurance. Read on to find out whether you can expect financial help from your plan or if you’ll be required to pay out of pocket.
Does Dental Insurance Provide Coverage for Sedation?
Unfortunately, in most cases, dental insurance companies do not offer coverage for sedation dentistry. This can be a difficult lesson for patients like yourself to learn, especially if you need it to receive essential oral healthcare.
The reason for this decision among dental insurance companies is that sedation is deemed “non-essential.” Many assume it will cost just as much as the procedure itself.
Instead of giving up on your dental treatment altogether, though, there are ways to move forward with your dentist’s proposed plan and avoid paying high out-of-pocket expenses.
How Can You Pay for Sedation Without Insurance?
Before assuming all hope is lost with your dental insurance company, they do make exceptions depending on the situation. For example, if you have a medical condition (i.e., autism, cerebral palsy, etc.) that keeps you from being able to receive necessary oral healthcare, they may agree to pay for sedation. Also, if you require multiple or extensive dental procedures, you may be able to receive coverage.
However, if your insurance company chooses not to pay for sedation, you can inquire about alternative ways to pay, such as flexible financing.
Some dental offices partner with third-party companies that provide low-to-no-interest payment plans at different lengths. You can choose which one works best with your budget and timeframe so that you avoid having to pay the full amount upfront and out of pocket.
Taking this financial approach can help alleviate unnecessary stress so that you can remain focused on improving your oral health without enduring the anxiety that can come with dental care.
Don’t let a lack of financial help from your insurance company keep you from getting what you need to remain calm and comfortable during your next dental visit. By seeking alternative payment options, you can better prepare your wallet as you work toward achieving a healthier smile.
About Grand Dental – Naperville
Dealing with dental anxiety? Unsure if your insurance will help cover the cost? At Grand Dental – Naperville, our dentists never want you to feel as if a calm and comfortable experience is out of reach. Although your PPO plan may not help financially, we offer alternative options to make paying for treatment easy and stress-free. Visit our website or call us at (630) 576-9970 to find out how you can take advantage of our in-house membership program or flexible financing.