Dental Insurance – Naperville, IL
Make the Most of Your Coverage
Dental insurance plans can often be confusing, especially because they can vary greatly between different providers. If you have insurance, our team will gladly help you navigate your plan and make it easy for you to understand. Don’t hesitate to contact us if you have any questions. We’ll do our utmost to maximize your benefits and make getting dental care stress-free. Continue reading below to learn what your plan covers, and which plans are in-network with us.
We Offer In-Network Savings & Welcome Out-of-Network Providers
Here at Grand Dental – Naperville, we welcome all PPO plans and will file any claims on your behalf. To help make your dental care more affordable, we can provide in-network savings with the following dental insurance companies:
- Aetna PPO
- Careington Care Platinum
- Cigna PPO
- Delta Dental Premier
- DHA (Dental Health Alliance) / Sun Life Financial
- United Healthcare / DBP (Dental Benefit Providers)
- Plus, many more! Please call us to verify your benefits
Understanding How Dental Insurance Works
While medical insurance focuses on treating health problems as they arise, dental insurance aims to avoid these issues entirely by fully covering preventive services, like checkups and cleanings. This means that attending regular appointments and treating minor oral health issues early can save you money on out-of-pocket dental costs in the future.
What Your Dental Insurance Plan Covers
Every dental insurance plan is different, but most of them follow the 100-80-50 rule in terms of coverage. Generally, this means:
- Preventive care (checkups and cleanings) is 100% covered.
- Basic services (fillings) are 80% covered.
- Major restorative procedures (tooth extractions) are 50% covered.
Keep up with your routine preventive appointments and you can minimize oral health problems that require treatments that are more invasive and less likely to receive insurance coverage.
No Insurance? No Worries!
Learn About Our Grand Advantage Plan
Don't have dental insurance? That's no problem! With our GAP membership, you can still receive dental treatments you need, whether you're self-employed, a small business owner, a senior, or simply not a fan of traditional dental insurance. There is a low cost annual fee to get started and with it you will receive a 20% discount off preventive care and discounts on all other available treatments.